General Questions
- Why is the premium for an owner/officer based on a payroll amount that’s different from their reported payroll?
- Who can be excluded from a workers' comp policy in AL?
- What class code(s) should my employees be under for my workers' comp policy?
- What's an endorsement?
- What is workers’ comp insurance?
- Do I have to remove employees from my policy if they no longer work for me?
- What do I need to do to cancel my policy?
- Why did my rate change when my workers' comp policy renewed?
- I'm switching to NEXT, how do I cancel my current policy?
- I am told I operate my business in a monopolistic state; what does that mean?
- How do I add a state to my coverage?
- As an officer of my business, I pay the minimum policy. Why is that?
- What do I need to do to renew my workers’ comp policy?
- What if I don’t want my policy to auto-renew?
- What does workers’ comp insurance cover?
- What is an expense constant?
- Who is required to have workers’ compensation?
- What is a minimum premium for workers' comp?
- What is an experience modification rating?
- How do I get those awesome workers’ comp posters for my workplace?