I am told I operate my business in a monopolistic state; what does that mean?

The states of North Dakota, Ohio, Washington and Wyoming are states where private insurance is prohibited. Each of these states operates its own workers' compensation insurance fund and must be contacted directly for coverage. 

Here is their contact information:

• Ohio: BWC website, or 800-644-6292
• North Dakota: DWSI website, or 800-777-5033
• Washington: DLI website, or 866-219-7321
• Wyoming: DWS website, or 307-777-5476