Do I have to remove employees from my policy if they no longer work for me?

No. Because workers’ comp premium is based on the amount of payroll you run, and not on the number of employees you have, you don’t need to do anything if an employee leaves or is terminated. If you’re on a Pay As You Go plan, we’ll automatically stop collecting premium once you stop paying the departed employee’s wages. If you’re not on Pay As You Go, any refunded premium you’re owed will be calculated during the annual audit process.

Just a quick heads-up: If you have a multi-state Workers' Compensation (WC) policy and there are states where you haven't had any employees for an extended period, we can help you remove those states upon renewal. Simply let us know about these changes by contacting us through our Customer Dashboard, or by phone at 888-289-2939.