Workers' comp FAQ
- Why is the premium for an owner/officer based on a payroll amount that’s different from their reported payroll?
- Who can be excluded from a workers' comp policy?
- What class code(s) should my employees be under for my workers' comp policy?
- How do I classify my employees for my workers’ comp policy?
- What do I do if I have a new employee?
- How can I understand my billing frequency for Pay As You Go?
- How do I know if I have to classify contractors as employees on my workers' comp policy according to California's AB5?
- What impact will AB5 in California (also known as the “gig worker bill”) have on my workers’ comp policy?
- What is workers’ comp insurance?
- What are the billing options for workers’ compensation policies?
- I am told I operate my business in a monopolistic state; what does that mean?
- As an officer of my business, I pay the minimum policy. Why is that?
- How much will a workers' compensation policy cost?
- What types of losses does workers’ comp cover / not cover?
- Who is required to have workers’ compensation?
- What’s a monopolistic state? (Why won’t my state allow private insurance?)
- What is a minimum premium for workers' comp?
- What is an experience modification?
- What is a composite rate?
- How do I get those awesome workers’ comp posters for my workplace?