What do I do if I have a new employee?

It depends!
If your new employee works at a location that’s already on your policy, and the work they perform is the same as other employees already on your policy, then you don’t need to do anything. That’s because workers’ comp premium is based on the amount of payroll you run, not the number of employees you have. 

If you’re on a Pay As You Go plan, our system will automatically calculate the extra premium for your new employee based on the fact that your payroll wages will be higher. If you’re not on Pay As You Go, any additional premium you owe for your new employee will be calculated during the annual audit process.

If your new employee works in a new location (including working from home/remotely), and/or if the work they perform is different from the class(es) of work already listed on your policy, we’ll need to make an adjustment to your policy. You can request this adjustment yourself in the customer dashboard - just log in and select Get Support! - or let us know if you have questions or need help.